...totalled last year some EUR 730m and 80% of the market is controlled by 10 companies. That means there is plenty of room for new comers aiming for specialized niches or for competing on premiums. Also, I am expecting a boom in the middlemarket - the insurance brokerage side, it is a good expansion channel for business development, especially for big players. Top players last year were Asirom, Allianz-Tiriac and ING Nederlanden.